Watercraft & Boat Insurance

Watercraft & Boat Insurance Information


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     Watercraft Liability Boat Equipment

      Coverage against any claim or lawsuit made against you for liability
      related to your boat ownership. This may include Pollution Liability.


Coverage for boat related equipment such as anchors, oars, life jackets,
fuel tanks and batteries.


     Agreed Value Loss Settlement                                                                                          Property of Others                   

      Receive a full, agreed upon value for your boat in the event of a total loss.


Covers the belongings of your guests while on your boat.


     Emergency Towing Boat Recovery Expense                                                                   

      Covers expenses for towing or other emergency services.


Coverage for the costs to recover a sunken boat.


      Uninsured Boater Hurricane Haul Out

     This coverage pays in the event of injury, damage or death caused
      by someone who does not have insurance coverage or adequate limits.


If a storm is predicted to hit your area this coverage pays to
reimburse the cost to have your boat hauled out of the water.


Why do you need insurance for your boat or personal watercraft?

You'll enjoy the water even more when you're not worried about the safety of yourself, your passengers or your investment.

  • If you're in an accident or your watercraft is stolen, it can cost a lot of money to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If your watercraft is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Your watercraft also needs protection when it's on land. Accidents can happen while towing a watercraft.


Questions to ask your agent 

  • How much will I pay out of pocket if I file a claim? What is the tradeoff between a higher deductible and lower premiums?
  • Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?
  • What is the process for filing and settling a claim? Who do I call and what happens after I file a claim?

Our Locations
Stuart Office
2041 E. Ocean Boulevard
Stuart, FL 34996

Phone: (772) 287-3366
Fax: (772) 287-4439
Toll Free: (800) 273-9800
Open: Monday - Friday
 8:00 AM - 4:30 PM
Tequesta Office
400 N. Cypress Drive, Suite 24
Tequesta, FL 33469

Phone: (561) 745-8894
Fax: (561) 745-8871
Toll Free: (866) 556-6766
Open: Monday - Friday
8:30 AM - 5:00 PM
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