Flood Insurance Information
Can you afford to not have it?
There's something you should know: Flood losses are not covered by your homeowners insurance policy.
In general, a policy does not take effect until 30 days after you purchase flood insurance. You will not be insured if you buy a policy a few days before a storm.
Floodwaters have the power to damage not only your home and sense of security, but also your financial future.
What is the NFIP?
The National Flood Insurance Program aims to reduce the impact of flooding on private and public structures. It does so by providing affordable insurance to property owners, renters and businesses and by encouraging communities to adopt and enforce floodplain management regulations. These efforts help mitigate the effects of flooding on new and improved structures. Overall, the program reduces the socio-economic impact of disasters by promoting the purchase and retention of general risk insurance, but also of flood insurance, specifically. Watch the video below to find out what you need to know about flood insurance coverage.
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