Commercial Auto Insurance


Commercial Auto Insurance Information

 

                           Get A Quote                    Request a Policy Change                    Contact Your Agent


 

What is Commercial Auto Insurance?

As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel. In fact, many business owners use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you. Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. Your agent will ask you many details about how you use vehicles in your business, who will be driving them and whether employees, if you have them, are likely to be driving their own cars for your business.

 


Coverages

      Collision Comprehensive 

       Covers the cost of repairing or replacing your vehicle when you're
       involved in an accident.

 

Pays for damages to your car caused by factors other than collision,
such as fire, vandalism, weather, theft, accident with an animal, etc.

 

      Bodily Injury Liability and Property Damage Uninsured/Underinsured Motorist                                                      

       Payment for damages such as injury or property damage to others, 
       including legal defense if you are sued.            


This coverage pays in the event of injury, damage or death caused
by someone who does not have insurance coverage or does not have
adequate liability limits.

 

      Medical Payments and Personal Injury Protection (PIP)                                  Road Trouble Service

       These two coverages will pay for medical expenses, hospitalization 
       and rehabilitation expenses resulting from injury to the insured or a
       passenger.

             

Lock your keys in the car? Run out of gas? No Problem!
If your stranded on the road due to a flat tire, minor mechanical
malfunction or a dead battery, this will provide the service you need.

 

      Additional Expense Loan/Lease Gap

       When you can't use your vehicle due to an accident, the additional
       expenses can add up fast. This coverage helps pay for a rental car. 
       And, if your stranded away from home; food, lodging and other 
       incidental expenses will be covered. 

The second you drive your new car off the lot, it begins to lose value.
If you are involved in an accident, you're liable for the difference
between the current value of your vehicle and the amount still owed
on your lease or loan. This endorsement covers that difference.

Our Locations
Stuart Office
2041 E. Ocean Boulevard
Stuart, FL 34996

Phone: (772) 287-3366
Fax: (772) 287-4439
Toll Free: (800) 273-9800
Open: Monday - Friday
Hours:
 8:00 AM - 4:30 PM
Tequesta Office
400 N. Cypress Drive, Suite 24
Tequesta, FL 33469

Phone: (561) 745-8894
Fax: (561) 745-8871
Toll Free: (866) 556-6766
Open: Monday - Friday
Hours:
8:30 AM - 5:00 PM
© Copyright. All rights reserved. Powered by Insurance Website Builder